Private Health Insurance for Expats in Spain
Clear advice &
optimal coverage
Málaga is one of the most popular regions for international residents in Spain.
Many expats choose the Costa del Sol – but when relocating, whether to Andalusia or another part of Spain, many important questions arise, including how to ensure adequate health coverage.
Which health insurance
is the right one?
The Spanish healthcare system differs significantly from that of many other countries – especially for expats, self-employed individuals, and international employees.
– Which insurance is accepted for the residence permit?
– Which benefits are really important?
– How do you avoid gaps in coverage or unnecessary costs?
This is exactly where we support you!
We advise international clients in selecting the right private health insurance in Spain – individually, transparently, and in multiple languages.
WHO IS THIS CONSULTATION FOR?
Our consulting services are specifically aimed at:
– Expats moving to Spain
– Self-employed individuals and entrepreneurs
– Digital nomads
– International professionals
– Retirees residing in Spain
Whether you are still planning or already on-site – we guide you through the entire process.
THE MOST COMMON PROBLEMS FOR EXPATS
Many of our clients face similar challenges:
❌ Unclear requirements for residence permits:
Not every health insurance policy is accepted.
❌ Lack of transparency in plans:
Benefits, deductibles, and conditions are often difficult to compare.
❌ Language barriers:
Insurance terms and conditions are often only available in Spanish.
❌ Wrong decisions with long-term consequences:
An unsuitable plan can be expensive or exclude important benefits.
OUR SOLUTION
We help you make the right decision from the start:
🛡️ Individual consulting
No standard solutions – we analyze your personal situation.
📊 Comparison of suitable insurance options
We clearly explain the differences between providers and plans.
📄 Assistance with administrative procedures
Including requirements for visas and residence permits.
🌍 Multilingual support
German, English, and Spanish – clear communication without misunderstandings.
YOUR ADVANTAGES
✔ Confidence in an important decision
✔ Fast orientation within the Spanish system
As your local contact, we are familiar with:
✔ The healthcare system in Andalusia
✔ Regional specifics
✔ Requirements for expats
👉 Personal consultation instead of anonymous online sign-up
CONSULTATION PROCESS
1. Initial consultation
We clarify your situation, goals, and requirements
2. Analysis and recommendation
You receive concrete proposals from us – tailored to your life situation
3. Support with conclusion & implementation
We guide you through to final coverage
Why S&V Consulting?
✔ Many years of experience
✔ Individual solutions instead of complicated processes
✔ Specialization in expats in Spain
✔ Experience with international clients
✔ Multilingual consulting
✔ Personal on-site support in Málaga
👉 Our goal: clear solutions instead of complicated processes
Are you looking for health insurance in Spain that truly suits you?
We provide personal advice and help you make the right decision!